Real Estate News


How hard is it to build in Silicon Valley? Here's one example

Los Gatos has planned for homes and commercial development on the site of the last orchard in town for more than two decades. But even with willing investors, millions spent in project costs, more than 100 community meetings and a lawsuit by developers, not a single house or shop has been built.


The Mortgage Professor: Can you depend on a rate lock?

A rate lock is a commitment by a mortgage lender to lend a stated amount to a specified borrower posting a specified property as collateral, at a stipulated interest rate and points. An important proviso is that the loan must be closed within a specified "lock period," which is usually 15 to 60 days. The lock protects the applicant against the possibility of a rise in market rates during the lock period that could make the mortgage unaffordable. With interest rates inching upward, questions about the reliability of locks will arise with increasing frequency in the months ahead.


Bankrate: 5 great cities for millennial homebuyers

For millennials who are ready to become homeowners, finding an affordable house in a great community can be challenging. With housing inventory historically low, real estate in major metro areas is at a premium. It's no surprise, then, that young buyers are moving to the suburbs, according to the 2017 Home Buyer and Seller Generational Trends Report by the National Association of Realtors.


The Mortgage Professor: Blockchains will upend the home mortgage market

Blockchains will have a considerable effect on mortgage markets because they will reduce the costs and risks of originating mortgages, servicing them, consolidating them into securities, and transferring ownership of individual mortgages and mortgage securities. The difficult question is how long it will take, since the forces that will array themselves against mortgage-related blockchains are formidable.


On the House: How to negotiate your rent increase

Spring and summer are traditionally the busiest times in real estate, for both homes and apartments. Home shopping is more pleasant in the balmier months, moving is typically easier, and longer, sunnier days tend to give people more time to search for new digs.

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