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The Mortgage Professor: Perspectives on down payment requirements

The down payment required on a home mortgage is the single most important hurdle that prospective home purchasers must surmount. This article explains what a down payment is exactly, looks at some possible sources of down payment funds, explains why the down payment is critical to lenders, and describes the requirements today.

Business

Startup hopes small houses are big business

PITTSBURGH – Brian Gaudio, then a college senior, was traveling in South America on a study grant for a documentary in 2014 when he came to a realization: People could live more happily, more economically and in a more environmentally friendly way in small houses.

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